The Belgian Health Care system 

In Belgium, health insurance is part of the social security system. Everyone has to have health insurance and must join an accredited health insurance fund. If you do not want to join a health insurance fund, then you can join the ‘Hulpkas voor Ziekte- en Invaliditeitsverzekering’ (Auxiliary Illness and Disability Insurance Fund).

With the European Health Insurance Card you are covered in case of hospitalisation. For outpatient costs you need to advance the total sum of the cost at the doctor and at the pharmacy. You can subscribe with a Belgian health insurance fund if you would like to follow the same rules as for residents (you only have to pay 20 – 30% of the total sum of the medical cost). If you don’t have an EHIC – card, you can enrol in a Belgian health insurance fund. 

On the website of the RIZIV a list of all health insurance funds can be found. 

At LUCA we have a close collaboration with Helan (Flanders) & Partenamut (Brussels), one of the health insurance funds in Belgium.